Wayne Trim, 38, is worried about the impact of rising interest rates on his mortgage.
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“My mortgage payments were £416 last year and now they’re £515 and will keep going up.”
It could even affect his commute to work as a customer services manager at Morrison's in Dorset. He recently moved to a new store. which is an hour's drive from his home.
"They did give me a pay rise to move stores, but I needed a new car, which took a fair chunk of my pay rise," he says.
"I bought a hybrid. I'm spending about £200 a month filling it up."
"You think you're in a position where you're financially comfortable and then all these things start. It's like a never-ending cycle of trying to make ends meet."
Wayne's also repaying some loans, which costs him about £270 a month.
He says he doesn't understand why rates are increasing.
"They tell us it's to curb borrowing but all it means for me is I'm cancelling Netflix and Amazon."